You'd first to see if this is something they'd like to do the client can do this themselves, so selling them on our service will be vital before asking them to sign a funding agreement.
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- Our Service is a no-brainer but let's sell them on us and our service before jumping into setting up bank accounts and our funding fee. (Unless it's the first thing they ask)
- Who we are "We specialize in getting business funding for clients with 680+ credit scores & meet our minimum requirements(.. and I can get into that here in a second)"
- What we do "We do everything through your business first, Either business lines of credit, or Business credit card stacking with starting rates as low as 0% interest for 6-18 months. We have more available services such as personal and business loans but my goal today is to help you obtain high funding with low interest,"
- Can our service benefit them Y/N? "Does this sound like something your business can benefit from?"
- Are they familiar with the process? Sometimes Clients already have business credit cards/Term Loans so this would be a good time to ask. " Do you currently have any business credit cards/ Business loans or would this be your first time?"
- What can we do for them based on their report? Client credit reviews should be completed before the call. Please watch the training video, as this is where we discuss how we can assist with funding or any necessary preparations before funding. Feel free to consult with me or any team member for further guidance. "Our team reviews your report and based on your credit score, credit history, and utilization ...."
- If you aren’t able to obtain their credit reports before consultation.
- They agreed that this is something they want to do, but we still need to look at their report to assist better. "Do you currently have any credit monitoring services set where you can pull your most recent PDF credit reports for us to review? Preferably FICO 8 scores from Experian.com or MyFico.com?"
- Next steps: Either they qualify for funding(Get the funding agreement signed), or they need to take care of things on their report. This is where you have to address it
- If they're ready to go: They will probably ask questions about how our fee works so be sure to have that info ready. " If you like what we can do for you and your business, I have sent our funding agreement to the email we have on file. Once that it's signed we can continue with your business funding."
- If it's already signed: "The next steps, if you haven't already. To open a business account with Chase. The reason we ask our clients to do this is because Chase has been giving our clients anywhere from 40k-70k from one card. So if your goal is X, Chase would get us a lot closer to that goal vs having multiple cards with lower balances." -IM
