When reviewing business documents you need to assess their business bank statements and taxes.
If they are looking at securing business lines of credit utilizing their business financials in most cases banks will take 10% of their annual revenue and award that as the business line of credit. For example - $1,400,000 in annual revenue would potentially end up allowing the client to secure a $140,000 business line of credt.
If they are looking at securing business term loans. You need to see how much cash flow they have through their business checking account. Generally most banks want to see five figures and up of cash flow consistently over 6 months. The more positive cash flow they generate through their account the higher potential business term loan they can secure. Someone who ends up with a ending balance of 60-80k each month versus someone who ends up with a ending balance of 10k each month will drastically change the approval amount on a business term loan.
